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Business Loan

GS Mahanagar Bank offers hassle free finance to traders and to meet their business needs at competitive interest rates.

  • Professionals
  • Businessmen
  • Educational trusts
  • Builders and Contractors
  • To purchase Business Premises.
  • Furniture/Renovations.
  • To Purchase plant and Machinery/Equipments.
  • Working Capital.
  • For Individual Borrower Rs 28.00 Crore.
  • For group of borrowers Rs 45.00 Crore.
  • Upto 120 monthly installments in case of Term Loans or according to the projected period of project finance.
  • Working capital Finance- 12 Months (Renewable Every Year).
  • Minimum two Sureties out of which one should be an income tax payer.
  • The Borrower and all the sureties should be Regular members of the Bank.
  • Prime Security Movable or Immovable property for which loan is being taken.
  • Collateral Security - In the form of immovable property/LIC/NSC/FDR.
  • Loan application Form.
  • Residential proof, Pan Card, Aadhaar card of Applicant and sureties.
  • Certified Balance sheet and Profit & Loss A/c. Statements of the borrowers and sureties.
  • Income Tax Returns of last three years of the Borrower(s) and the sureties.
  • If the applicant/surety is a partnership firm then the copy of registered partnership deed and registration certificate.
  • If the applicant / surety is a private limited company /public limited company then a copy Registration Certificate of Memorandum of Association, Article of Association.
  • Udyam / GST
  • All the original documents of main and collateral securities along with title clearance certificate.
  • Latest valuation report of property, vehicle etc.
  • In case of shop, flat etc. society/builder’s NOC.
  • Any other document required by bank.
Housing Loan
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GS Mahanagar Bank offers affordable and flexible housing loans that can turn your dream.

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Educational Loan
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GS Mahanagar Bank aim to offer financial support to the deserving and needful students.

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