GS Mahanagar Co-operative Bank

Home Loan

GS Mahanagar Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.

GS Mahanagar Bank's unparalleled home loans will make the house you've always wanted affordable if rising real estate costs have prevented you from purchasing it.

Gruhalaxmi Housing Loan Scheme:-
If House is purchased by women or if the first name in sale agreement is in the name of women then interest rate will be 0.25% lower.

Professionals / Self Employed / Salaried
Businessmen

To purchase / Repair & Renovation of house

Housing Loan Rs. 1,40,00,000/-
House Repair Rs. 10,00,000/-

For Salaried Person 240 EMIs
For businessmen 180 EMIs.
For House Repair loan120 EMI.

The house for which loan is sanctioned.

Minimum two Sureties out of which one should be an income tax payer.
The Borrower and all the sureties should be Regular members of the Bank.
For loan Upto Rs 35.00 lakh No sureties for salaried employees.

Loan Application Form.
Residential proof of Applicant and sureties, Pan Card & Aadhaar Card.
Certified Balance sheet and Profit & Loss A/c. Statements of the borrowers and sureties/ Salary Slips for salaried persons.
Income Tax Returns of last three years of the Borrower(s) and the sureties.
All the original documents related to house/flat with Title Clearance Certificate.
Latest valuation report of property.
NOC of Society, Builder, CIDCO etc.,
In case of old house valuation report.
Any other document required by bank.

Click here to know more about interest rates.

Housing Loan

GS Mahanagar Bank offers affordable and flexible housing loans that can turn your dream.

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Educational Loan

GS Mahanagar Bank aim to offer financial support to the deserving and needful students.

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